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Terms & Conditions

I. Preamble

These Terms of Service constitute a legally binding agreement made between Patient, Legal representative, Attorney (“subscriber”), and CreoRx Solutions LLC (‘Provider”). This agreement concerns the grant of a lien to CreoRx Solutions and an acknowledgment that CreoRx Solutions may assign the lien (“this Agreement”). Subscriber agrees that by accessing the Services, subscriber has read, understood, and agrees to be bound by all of these Terms and Conditions of Service, which may be updated from time to time. IF SUBSCRIBER DOES NOT AGREE WITH THESE TERMS OF SERVICE, THEN SUBSCRIBER IS EXPRESSLY PROHIBITED FROM USING THE SERVICE AND MUST DISCONTINUE USE IMMEDIATELY.

Supplemental terms of service or documents that may be posted on the Service from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Service at any time and for any reason. We may alert subscriber about any changes by updating the “Last Updated” date of these Terms of Service, and subscriber waives any right to receive specific notice of each such change. It is the subscribers’ responsibility to periodically review these Terms of Service to stay informed of updates. Subscriber will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Service by subscriber’s continued use of the Service after the date such revised Terms of Service are posted.

II. Grant of Lien for Medical Services

Subscribers understand that the medical services, supplies and/or treatment Patient is receiving from Provider as part of the ongoing personal injury claim may be billed as a lien as may be authorized by applicable state law and practice. Patient hereby assigns to Provider and Assignee, and grants it and Assignee a lien on the proceeds that may be recovered on Patient’s behalf as a result of any judgment, settlement, arbitration, mediation, litigation, award, verdict, or any other collection activities on Patient’s personal injury claim, in which Patient is represented by Attorney, in an amount equal to all such sums as may be due Provider for any and all medical treatment or services rendered to Patient. Patient and Attorney acknowledge that Provider may assign and intends to assign the lien and its right to payment to Assignee, and that Assignee may have the exclusive right to collect all amounts due for services by Provider. Attorney agrees to pay Assignee out of any judgment, settlement, arbitration, mediation, litigation, award, verdict, or any other collection activities on Patient’s personal injury claim, in which Patient is represented by Attorney, in an amount equal to all such sums as may be due Provider for any and all medical treatment or services rendered to patient. Patient directs Attorney to pay Assignee out of any judgment, settlement, arbitration, mediation, litigation, award, verdict, or any other collection activities on Patient’s personal injury claim, in which Patient is represented by Attorney, in an amount equal to all such sums as may be due Provider for any and all medical treatment or services rendered to Patient.

Patient and Attorney agree that this lien may cover all services Patient receives from Provider. Except for states in which fees are capped by statute, Subscribers hereby waive any right to object to any fees charged by Provider or Assignee that are the subject of this lien based upon a claim that they are unreasonable or excessive. Subscribers hereby waive any right to challenge or object to the amount of any such fees or charges on that basis.

III.  Payment Agreement

Patient authorizes and directs Attorney to pay Provider directly for any billings and fees arising out of the medical services, treatment and care arising out of patient’s personal injury claim and by reason of any other bills which Patient may owe Provider or Assignee. Subscribers will notify Assignee of any payment received by patient for medical services from an insurance company or other source, and Patient will instruct his/her attorney to likewise notify Assignee. All payments up to the amount secured by the lien shall be forwarded to Assignee. Assignee’s ability to collect any amounts shall be limited to applicable law and practice. Patient acknowledges that the legal settlement may pay all, part, or none of this amount and that Patient is responsible for complete payment. Patient understands that Patient is financially responsible for any amount not paid pursuant to this assignment, as may be authorized by applicable state law and practice. Attorney hereby agrees to observe all terms stated herein and agrees to withhold such sum payable to Provider or Assignee, from any settlement, judgment or verdict as may be necessary to adequately protect Provider or Assignee. Attorney shall hold in Attorney’s Client Trust Account such sums from any payment, settlements, dispositions, proceeds and/or verdicts received on Patient’s behalf as may be required to adequately protect and pay Provider or Assignee for services by Provider. Attorney is further directed to pay from Attorney’s Client Trust Account to Assignee that amount which is due and owing for those medical services by Provider. Attorney further agrees that in the event Patient secures other counsel in connection with any action instituted by patient on account of the injuries for which Patient was treated, Attorney shall inform such new counsel of this Agreement, and will attempt to secure new counsel’s consent thereto.

IV. Arbitration Agreement

READ THIS PROVISION CAREFULLY AS IT AFFECTS YOUR RIGHT TO A JURY TRIAL. Patient, Attorney, Provider, and Assignee mutually and voluntarily agree to the following:

 (1) Any and all disputes, claims or controversies arising out of or in connection with this Agreement or in any way connected to Patient’s medical services or the Attorney’s relationship with Assignee, no matter how described, pleaded or styled, including claims arising in tort and/or contract, shall be decided exclusively and finally by binding arbitration. All parties hereby WAIVE THEIR RIGHT TO A JURY TRIAL by agreeing to binding arbitration. The arbitration hearing shall be conducted in Clark County Nevada, if Patient is a party, or Attorney’s, if Attorney is a party, as specified in this Agreement. If the attorney and Patient are both parties, then the arbitration hearing shall be conducted at a location in Clark County Nevada. The arbitration shall be conducted before the American Arbitration Association (the “AAA”), pursuant to the AAA Commercial Arbitration Rules, available at www.adr.org.

(2) The arbitration shall be conducted by one neutral arbitrator appointed by the AAA. The arbitrator shall have actual experience in and knowledge of the subject matter of this Agreement to the greatest extent practicable, unless both parties agree otherwise. The arbitrator shall have the authority to award any monetary and nonmonetary relief available to either party in an action otherwise prosecuted in court, including injunctive and other provisional relief. Judgment on the arbitration award may be entered by any court of competent jurisdiction. The cost of initiating the arbitration and the arbitrator’s compensation (and including fees and costs of Patient’s counsel, if any) shall be paid by the subscriber.

(3) This arbitration shall be solely between the parties to this Agreement, and no class arbitration or other representative action may be undertaken by the arbitrator, and the arbitrator shall have no power to consolidate or join claims of other parties or persons who may be similarly situated.

(4) The Federal Arbitration Act (“FAA”) and related federal law shall govern the interpretation and enforcement of this Paragraph to the fullest extent possible, to the exclusion of all otherwise potentially applicable state law, regardless of the location of the arbitration proceedings or the nature of the disputes or controversies between the parties to this Agreement. The arbitrator shall apply California law consistent with the FAA and related federal law, including applicable statutes of limitations and shall honor claims of privilege recognized at law.

(5) With the exception of subpart (3) above, if any part of this arbitration agreement is deemed to be invalid, unenforceable, or illegal, then the balance of this arbitration agreement shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal, or conflicting provision were not contained herein.

(6) Patient may elect to opt out of this arbitration provision by sending written notice to Assignee before 5:00 p.m. Pacific Time on the seventh (7th) calendar day after this Agreement is executed, or such notice shall be of no force and effect. Assignee’s contact information appears below. The foregoing time limit shall be strictly construed. Opting out of this arbitration provision shall not terminate the Agreement or otherwise affect in any way any of the other rights and obligations of the parties hereto under the terms of the Agreement. Patient and Attorney agree that they have read and understand the Arbitration Agreement. Patient and Attorney represent that the preceding statement is true and correct to the best of their knowledge.

V. Attorney’s Fees and Expenses

In the event of any litigation, arbitration or any other action to collect on, enforce or determine the validity of this Agreement or in any way connected to Patient’s medical services, the prevailing party in any such action or proceeding shall be entitled to recover reasonable attorney’s fees and actual costs, including fees and costs related to any suit, mediation or arbitration proceeding, appeal, bankruptcy proceeding or other proceeding, in such amount as may be determined by any arbitrator or court, whichever is applicable.

VI. Representations And Warranties

Patient acknowledges and understands that Patient has multiple options to fund Patient’s medical treatment, including the use of health insurance, government programs and health maintenance organizations. Patient acknowledges that there may be medical providers who would provide the same medical services for a lower cost or for only the costs that the patient would be responsible for under any insurance policy. Patient either (a) does not have insurance (b) Patient’s insurance does not cover the medical services covered by this lien, or (c) Patient has decided voluntarily that obtaining the medication(s) subject of this lien on a lien basis is preferable to patient, and in Patient’s best interest. Patient agrees that Patient shall not request any other Provider or Assignee bill Patient’s health insurer or any alternate funding source at any date after executing this, Lien. Patient voluntarily chooses to obtain treatment on a lien basis, and, therefore, will not utilize other forms of medication funding. Patient shall not submit the medical charges subject to the lien to Patient’s health insurance company (if any) for reimbursement or to apply towards Patient’s deductible. Provider or Assignee will, therefore, bill Patient for services on a lien basis.

Patient acknowledges that it has incurred the amount billed on a lien basis in exchange for Provider’s services. Subscriber acknowledge that Provider or Assignee will not be required to and will not bill Patient’s health insurance, Workers’ Compensation, government, or other medical insurance coverage, if any. Patient acknowledges that Provider may assign this lien without Patient’s or Attorney’s consent. Subscriber understand that Provider’s Assignee (if any) has purchased an account receivable and lien from Provider, Assignee is not a health insurance company, and that no amounts have been paid by an Assignee to Provider on Patient’s behalf. This Agreement, including the Arbitration Agreement, shall be binding upon and inure to the benefit of the parties and their respective successors, heirs (in the case of the Patient) and assigns. Patient instructs Attorney to afford the same respects, rights and privileges to Assignee as Attorney would afford to Provider under the terms of this Agreement and to forward any and all payments to Assignee. Patient understands that Patient may terminate this Agreement and lien any time prior to obtaining any medical services from Provider by providing written notice to Provider or Assignee. Assignee’s contact information will be provided upon request. Patient understands and agrees that this Agreement may not be terminated or rescinded by Provider or Assignee except by express written notice by Provider or Assignee.

The waiver by any party of a breach or violation of any provision of this Agreement shall not operate as, or be interpreted to be, a waiver of any later breach of the same or any other provision of this Agreement. If any portion of this Agreement is held to be unenforceable for any reason, the unenforceability of such provision shall not affect the remainder of this Agreement, which shall remain in full force and effect and enforceable in accordance with its terms. No verbal agreement concerning the subject matter of this Agreement shall be effective unless reduced to writing and signed by each of the parties. Patient understands that Patient is represented by Attorney and has sought Attorney’s counsel on any decision regarding the funding of Patient’s medical care or for any questions Patient may have relating thereto. This Agreement may be signed in parts and have the same force and effect as though executed in one document. A photocopy and/or fax copy of the executed Agreement shall have the same force and effect as the original.

VII. Certification, Authorization, and Release in Accordance with HIPAA

Patient and Attorney certify that the information provided herein is correct and complete. Patient understands that, in accordance with the Health Insurance Portability and Privacy Act of 1996 (“HIPAA”), Patient’s medical information relating to this personal injury case may be shared to manage and expedite Patient’s medical treatment. Patient authorizes Patient’s Provider, Assignee, or Attorney to secure, release, and discloses such medical treatment information with companies and individuals as deemed necessary, and further agrees that examinations, diagnoses, medical treatments, films, and reports can be shared with necessary parties involved in Patient’s case. Patient also permits Provider or Assignee to use such medical information for marketing purposes. Attorney and Patient acknowledge and represent that Attorney has obtained a Release of Medical Information from Patient for purposes of communications regarding Patient’s medical information and that Provider or Assignee is covered by said Release.

VIII. Guarantee Agreement

Attorney (“Guarantor”) accepts absolute and full responsibility for services rendered to the Patient. Guarantor further agrees to protect the interests, assignments, and privileges of recourse for bill payment, at the underlying provider’s full billed rate. Guarantors, with the individual signing Guarantor liable in solido with the firm, are responsible for performance of any and of all obligations due and owing to CreoRx Solutions by Patient or Guarantor. CreoRx Solutions may seek full payment from Guarantors, or either of them, without the necessity of putting the underlying obligation into default, and without any requirement of taking initial recourse against the Patient. Guarantor certifies his ability to bind the below stated law firm. This agreement is severable if any component is invalid the remaining parts shall be enforceable. Any action to enforce this guarantee agreement may be instituted in the Judicial District Court, State of Nevada, and the CreoRx Solutions is entitled to all reasonable attorney’s fees and costs of collection in the event collection action is undertaken.

In consideration of and in order to induce CreoRx Solutions to extend 30 days of credit to, or otherwise become the creditor for the provision Services to the Patient, Guarantor hereby grants an irrevocable and continuing guarantee of payment unto CreoRx Solutions, of any and all of its obligations due and owing with regard to the costs, fees, and expenses related to the provision of CreoRx Solutions services to the Patient resulting from the Accident. Guarantor certifies that Patient and Guarantor consent and accept the above referenced charges for CreoRx Solutions services deemed medically necessary by Patient’s providers to be reasonable. This Guarantee shall remain in force until revoked by Guarantor’s written notice to CreoRx Solutions, but such revocation shall be effective only as to claims which arise out of services provided after receipt of such notice.

IX. Waiver & Acknowledgement of Services on a Lien.

By signing this Agreement, Subscriber acknowledges and agrees to the following:

a) Subscriber has considered all possible sources of funding for Subscriber’s medical expenses, including but not limited to, liability insurance medical payments, MedPay, health insurance, HMOs, PPOs, Medicare, Medicaid, TriCare, Champus, VA Insurance, and payments available through any applicable state “no fault” provisions (hereinafter collectively “Other Funding Sources”).

b) Subscriber voluntarily elects to receive Services on a lien and waives use of Other Funding Sources. Upon thorough review and consideration of the availability of Other Funding Sources, Subscriber has decided that obtaining Services on a lien against all judgments, settlements, and settlement agreements rendered or entered into that arise from the illness or the injuries necessitating the Services is preferable and beneficial to Subscriber.

c) Subscriber acknowledges that no Other Funding Sources will be billed for these Services, and that Subscriber will be solely responsible to the extent permitted by law for the bills and invoices to Provider if they are not covered, in part or in full, by any judgments, settlements, and settlement agreements arising from Subscriber’s personal injury claims or lawsuits. Subscriber directs Attorney to reimburse Provider for all Services received on a lien and provided pursuant to this Agreement out of any and all judgments, settlements, and settlement agreements rendered or entered into that arise from the illness or the injuries necessitating the Services.

d) Subscriber has reviewed this Agreement with Subscriber’s attorneys, including the one named above.

e) Subscriber expressly acknowledges and agrees that Subscriber is assuming any and all risks associated with obtaining Services on a lien and releases Provider, their directors, officers, employees, and agents from any and all claims for loss, expense, damage, or liabilities of any kind that Subscriber may incur as a result of this decision. Subscriber declares and represents that, by signing this Acknowledgement, it is understood and agreed that Subscriber relies upon Subscriber’s own judgment, belief and knowledge and that Subscriber has not been influenced in making this release by any representations made by Provider.

f) Subscriber requests and orders Subscriber’s Providers to not bill any of Subscriber’s Other Funding Sources, and Subscriber orders Other Funding Sources to not make any payments to Subscriber’s Provider; Subscriber shall forward this waiver to any Other Funding Sources as Subscriber deems necessary. Provider shall not be required to accept payment from any Other Funding Sources even in the event that Other Funding Sources has contracted with the Subscriber or the Provider for the payment of Subscriber’s medical bills.

g) Provider, assume no duty to advise or investigate Other Funding Sources, even should they obtain such information. Subscriber shall have the right to revoke this waiver by providing written notice to provider any time prior to receiving Services secured by a lien.

h) If Subscriber is a Medicaid beneficiary, Subscriber acknowledges & agrees that: Provider has explained, and Subscriber understands that Provider will not be billing Medicaid and will instead be recovering directly from Subscriber based on amounts and settlements paid by liable third parties. The provider has explained, consistent with requirements under state law, that the Services provided to Subscriber may be Medicaid-covered services, and that other medical providers may render the service at no cost to the Subscriber.

I) Subscriber hereby agrees that Provider is entitled to reimbursement from Subscriber for Services provided to Subscriber. Subscriber further acknowledges and agrees that such reimbursement is recovery from the liable third parties for reimbursement owed to Provider for Services rendered to Subscriber. Subscriber hereby acknowledges that Provider has established their right to payment from any and all settlements or awards from third parties for Services provided to Subscriber, and these rights are separate from any amounts claimed and established by Subscriber from any and all settlements or awards from third parties.

For Medicaid beneficiaries: Subscriber is liable to the extent medical services are paid out of proceeds obtained from Subscriber’s personal injury claim or lawsuit.

How to Contact Us. You may contact us regarding the Services at: 871 Coronado Center Dr., Ste.200, Henderson, NV 89052 by phone at 877-273-6791 or by e-mail at info@creorx.com.

Last updated: July 20, 2023

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